Book Now. Pay Later.
Spread the cost of your purchase over fixed monthly payments.
Experience Buyer's Joy
Feel good about what you buy and how you pay for it. With Flex Pay, you can make thoughtful purchases and pay for them in bite-sized pieces while keeping yourself on a budget.
Low Monthly Payments
Know exactly what you owe each month
Quick Application
Enter a few pieces of information and receive a quick decision
No Late Fees
And no prepayment penalties
Easy AutoPay
No payment dates to remember
How Flex Pay works.
Select Flex Pay at Checkout
Add purchases to your cart just like you normally would. When you are ready to check out, choose Flex Pay as your form of payment.
Quick & Easy
Provide a few pieces of information and receive a quick decision.
Enjoy Now
Enjoy your purchase now and pay for it over time with fixed monthly installments.
Frequently asked questions
Flex Pay gives you the freedom to book travel now and pay over time with simple fixed installments. Some plans include interest while some are interest-free. When you're ready to check out, just select "Flex Pay" as your payment method, complete a short application, and receive a quick decision. Choose the terms of your payment plan, finish checking out, and enjoy your purchase. Then, pay over time with simple, no-surprise monthly payments.
Shop for your items and add them to your cart like you normally would. When you are ready to check out, simply select Flex Pay as your payment method. To apply, you'll need to provide some basic information like your mobile number, date of birth, and if you are a US resident, your Social Security number. If you're approved, finish checking out and you're done.
We look at a number of factors, including your credit information, purchase details, and more.
You can make a payment anytime by visiting upgrade.com/pay and clicking on the Loans tab. From there, click the Make a Payment button. We recommend that you enable AutoPay at time of purchase so that your payments are automatically deducted each month. If you don't have AutoPay enabled, visit upgrade.com/pay, click on the Accounts page, and set the AutoPay toggle to ON. You can also change the form of payment on file with Flex Pay anytime by visiting upgrade.com/pay.
Yes! You do need to allow a few days between booking and your departure date for things to process. Other than that, you are free to travel whenever - even before you're all paid off.
Here is a link to our Privacy Policy and Terms of Use.
Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Minimum $49 purchase required. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by these lending partners: upgrade.com/flex-pay/lenders. Privacy Policy and Terms of Use.
